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France Country Report

  • Published Date: February 2019

A comprehensive overview of the cards, payments and consumer banking market in France.

The Lafferty Research France Country Report delivers commentary on France's retail banking and payments landscape supported by historic and forecast data. The report gives detailed insight into the market's key players, including cards networks, issuers, acquirers, banks, and PSPs, plus the country's payments infrastructure, digital and mobile payments developments, demographic and consumer trends, regulatory drivers, credit card profitability, and more.


Demographics & Economic Indicators
Outlines the key metrics and trends which influence the development of retail banking and payments in the country:

  • Population structure
  • Income
  • Mobile and internet use
  • Economic data

Payments Overview

Explores the structure of the local payments system, its infrastructure payment preferences. Data includes:

  • Bank branch, ATMs and POS terminals
  • Consumer payment trends
  • Online payment methods

Cards Market

Credit Cards:
Details the past, present and future of the industry through data and commentary, including:

  • Market size
  • Number of cards
  • Transaction volume
  • Billed volume
  • Profit pool analysis
  • Competitive landscape
  • Networks
  • Issuers

Debit and prepaid cards:

  • Market size:
  • Number of cards
  • Transaction volume
  • Billed volume
  • Competitive landscape
  • Networks
  • Issuers

Contactless cards:

  • Number of contactless cards
  • Contactless transaction volume
  • Contactless billed volume

Mobile Payments
Charts the development of mobile payments, explaining the dynamics driving adoption and competition in the market

  • Proximity mobile payments
  • P2P payments

Acquiring and Processing
Analysis of the local acquiring landscape including:

  • Market shares of leading acquirers split by credit and debit
  • Merchant accounts
  • Transaction volume
  • Transaction value
  • Pricing
  • Processing
  • Online acquiring.


Available for 72 markets, Lafferty Research Country Reports deliver invaluable market and competitor intelligence on payments cards, e-money, acquiring/processing, retail banking, and consumer credit. A dedicated team of analysts and researchers use both primary and secondary source data, and conduct in-depth interviews with senior industry executives and experts.

To find out more about Verisk Financial Lafferty Research's capabilities or to discuss subscription options, please email: research_enquiries@verisk.com or telephone: +44(0)20 7337 4200.