mobile money


  • New Zealand: New Zealand has one of the most profitable credit cards markets in the world; profit per card reached $105 in 2015, compared with $88 in 2010.
  • Mexico: Despite extraordinary debit card-issuing growth, a significant portion of the adult population lack bank accounts. This represents a very attractive opportunity for payment cards growth in Mexico.
  • Kuwait: Despite lower borrowing levels, credit card profitability is high and growing. Profit per card was $191 in 2015 — an increase of 22 percent when compared to 2009.
  • United Arab Emirates: The UAE is the most profitable credit cards market in the world according to Lafferty's profit pool analysis: profit per card is forecast to exceed $200 in 2016.



Recent market updates:
New Zealand
United Arab Emirates

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Established in 1981 by the company founder and executive chairman, Michael Lafferty, Lafferty Group has continued to be the leading global specialist provider of industry research and thought leadership for the retail banking and consumer financial services industry for over three decades.

With particular specialisations in the fields of retail banking, cards and payments and mobile financial services, the group's comprehensive services include Senior Management Councils, Benchmarking Research, Thought Leadership Reports, Conferences, Management Roundtables and Webinars as well as Intelligence and Advisory Services.

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Lafferty Global Research databases are an online resource providing critical market and competitor intelligence on payment cards, e-money, acquiring/processing, retail banking and consumer lending. Covering over 70 countries, Lafferty Global Research databases provide clients with the information they need to make informed decisions in those markets where they already have a presence, as well as enabling them to make an accurate assessment prior to entering (or leaving) a market.

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Lafferty Group report on exciting new industry developments, especially in the areas of retail banking, cards and payments, innovation in banking, e-money and e-commerce. With the knowledge we provide, our readers can be proactive instead of reactive.

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The Lafferty News Service provides the weekly Retail Banking Intelligence and the weekly Cards, Payments & Mobile Intelligence newsletters as well as the monthly Merchant Services Intelligence and Digital Banking Intelligence.

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With the launch of the Retail Banking Academy in 2012, Lafferty Group made a major commitment to professional education for the banking industry. The Academy operates worldwide and is the only educational and professional body in the world dedicated exclusively to offering postgraduate professional education in the retail banking and cards and payments fields.