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LATEST

  • Vietnam: Vietnam's commercial banks are striving to expand the country's nascent credit cards market as it represents a huge opportunity. The low level of credit card penetration, at nine cards per 100 adults in 2016, underscores the market's growth potential.
  • Germany: Debit cards are widely available in Germany and are a common means of payment. Despite their popularity (indicative of financial prudence amongst German consumers), in terms of billed volume, credit cards have been growing at a faster pace (17.2 percent in 2016) than debit cards (2.4 percent).
  • Indonesia: Credit cards remain a profitable business for issuers in Indonesia, with pre-tax profits growing by 26 percent during 2016.
  • Belgium: As of late 2016, some 30 percent of merchants only accepted dominant local scheme Bancontact's debit cards, thus inhibiting the usage and growth of credit cards. However, this also represents an opportunity to expand the acceptance network for credit cards.

AT A GLANCE

 
 
 
 

Recent market updates:
Vietnam
Germany
Indonesia
Belgium

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ABOUT US

Established in 1981 by the company founder and executive chairman, Michael Lafferty, Lafferty Group has continued to be the leading global specialist provider of industry research and thought leadership for the retail banking and consumer financial services industry for over three decades.

With particular specialisations in the fields of retail banking, cards and payments and mobile financial services, the group's comprehensive services include Senior Management Councils, Benchmarking Research, Thought Leadership Reports, Conferences, Management Roundtables and Webinars as well as Intelligence and Advisory Services.

Councils
Councils are global membership bodies where senior executives meet on a regular basis in confidential sessions to share best practices and brainstorm the future. Members work together to enhance knowledge and identify best practices for mutual benefit.

Global Management Roundtables and International Conferences
Lafferty Conferences take place in every corner of the globe and feature world-class speakers from every aspect of retail banking and cards and payments. The conferences provide a stimulating and interactive forum with exceptional levels of delegate participation. Global Management Roundtables offer our invited guests and discussion leaders a rare inclusive opportunity to share their expertise and informed opinions.

Lafferty Global Research Databases
Lafferty Global Research databases are an online resource providing critical market and competitor intelligence on payment cards, e-money, acquiring/processing, retail banking and consumer lending. Covering over 70 countries, Lafferty Global Research databases provide clients with the information they need to make informed decisions in those markets where they already have a presence, as well as enabling them to make an accurate assessment prior to entering (or leaving) a market.

Lafferty Publishing
Lafferty Group report on exciting new industry developments, especially in the areas of retail banking, cards and payments, innovation in banking, e-money and e-commerce. With the knowledge we provide, our readers can be proactive instead of reactive.

Lafferty News Service
The Lafferty News Service provides the weekly Retail Banking Intelligence and the weekly Cards, Payments & Mobile Intelligence newsletters as well as the monthly Merchant Services Intelligence and Digital Banking Intelligence.

Retail Banking Academy
With the launch of the Retail Banking Academy in 2012, Lafferty Group made a major commitment to professional education for the banking industry. The Academy operates worldwide and is the only educational and professional body in the world dedicated exclusively to offering postgraduate professional education in the retail banking and cards and payments fields.

LAFFERTY NEWS